Bandhan Bank announced its financial results for the first quarter of the financial year 2025-26. The bank’s total business grew by 11%, to close at Rs.2.88 lakh crore. The Bank’s share of retail to total deposits now stands at nearly 68%. The growth observed in the first quarter was driven by the Bank’s expanded distribution network, improved operational efficiency, and a favorable business environment. The net profit for Q1 FY25-26 stood at Rs.372 crore.
The Bank now serves above 3.14 crore customers through nearly 6,350 banking outlets across 35 out of 36 states and UTs of India. The total number of employees working at Bandhan Bank is more than 72,000.
During Q1 FY26, the Bank registered a 16% year-on-year growth in its deposit base and the deposit book now stands at ₹1.55 lakh crore. Total advances have reached ₹1.34 lakh crore for the same period. The Current Account and Savings Account (CASA) ratio stands at 27.1% of total deposits. The Bank’s Capital Adequacy Ratio (CAR), a key indicator of financial stability, is at a robust 19.4%, well above the regulatory threshold.
Speaking on the Bank’s performance, MD & CEO Partha Pratim Sengupta said, “Bandhan Bank has delivered a sequentially improving performance in Q1 FY26, marked by strong growth in deposits and continued momentum in retail & Wholesale banking. While the operating environment poses certain challenges, our performance reflects the underlying resilience of our business and the strength of our strategic direction. We remain focused on prudent risk management, operational efficiency, and delivering long-term value for our customers and stakeholders.”
The Bank is focused on diversifying its asset base, with a strategic emphasis on growing the retail portfolio. Accelerating digitization remains a priority to drive efficiency, improve productivity, and elevate the customer experience.
